Rent To Buy
Are you looking to furnish your home but don’t have the cash to buy furniture outright? If so, rent-to-buy furniture may be the perfect solution for you.
How It Works
Rent-to-buy furniture in NZ allows you to pay for furniture over time with the option to own it. Some companies offer no credit check options for those with bad credit.
Rent To Buy Furniture With No Credit Check
Are you looking to furnish your home but don’t have the cash to buy furniture outright? If so, rent-to-buy furniture may be the perfect solution for you. Rent-to-buy furniture allows you to pay for furniture over time, with the option to own it once you’ve made all the payments. And if you have bad credit, there are rent-to-buy furniture companies in NZ that offer no credit check options, making it even easier to get the furniture you need.
What is Rent-to-Buy Furniture?
Rent-to-buy furniture is a type of financing that allows you to pay for furniture over time, with the option to own it once you’ve made all the payments. You’ll typically make weekly or monthly payments, and once you’ve made all the payments, the furniture is yours to keep. Rent-to-buy furniture is a good option for those who don’t have the cash to buy furniture outright or who don’t want to take out a loan.
Benefits of Rent-to-Buy Furniture for Those with Bad Credit
If you have bad credit, rent-to-buy furniture can be a great option because many rent-to-buy furniture companies in NZ don’t require a credit check. This means that even if you have a low credit score or no credit history, you can still get the furniture you need.
Additionally, rent-to-buy furniture allows you to spread out the cost of furniture over time, which can make it more affordable. This can be especially helpful if you’re on a tight budget or have other financial obligations.
No Credit Check Options
Some rent-to-buy furniture companies in NZ offer no credit check options, which can be a great option for those who can’t pass a credit check. To qualify for a no credit check option, you’ll typically need to provide proof of income and have a valid ID.
While no credit check options can be convenient, it’s important to note that they often come with higher prices and interest rates. Make sure you understand the terms and conditions before signing up for a no credit check option.
Pros and Cons of Rent-to-Buy Furniture
Like any financing option, rent-to-buy furniture has its pros and cons. On the one hand, it allows you to get the furniture you need without having to pay for it all at once. It’s also a good option if you have bad credit or don’t want to take out a loan.
On the other hand, rent-to-buy furniture can be more expensive than buying furniture outright. It also often comes with higher interest rates than traditional financing options. Make sure you understand the terms and conditions before signing up for rent-to-buy furniture.
Choosing a Rent-to-Buy Furniture Company
If you decide that rent-to-buy furniture is the right option for you, it’s important to choose a reputable rent-to-buy furniture company. Look for companies with transparent pricing, good customer service, and a wide selection of furniture.
Here are some recommended rent-to-buy furniture companies in NZ:
1. Mr Rental:
Mr Rental is a rent-to-buy furniture company that operates in New Zealand and Australia. They offer a wide range of furniture and appliance rentals, including living room, dining room, bedroom, and office furniture. With Mr Rental, you can choose to rent for as little as six months, or up to 48 months, with the option to own the furniture at the end of the rental period. They also offer a “Rent and Upgrade” program, which allows you to upgrade to newer furniture or appliances every two years.
2. Radio Rentals:
Radio Rentals is another rent-to-buy furniture company that operates in New Zealand and Australia. They offer a variety of rental options, including furniture, appliances, electronics, and more. With Radio Rentals, you can choose to rent for as little as six months, or up to 48 months, with the option to own the furniture at the end of the rental period. They also offer free delivery and installation, as well as a price match guarantee.
3. 2ndLease:
2ndLease is a rent-to-buy furniture company that operates in New Zealand and Australia, specializing in sustainable furniture rentals. They offer a wide range of furniture rentals, including living room, bedroom, and dining room furniture. With 2ndLease, you can choose to rent for as little as three months, or up to 36 months, with the option to own the furniture at the end of the rental period. They also offer free delivery and installation, and the option to switch out your furniture at any time with their “Flexi-Rent” program.
Overall, all three of these rent-to-buy furniture companies offer flexible rental options with the possibility of ownership at the end of the rental period. It’s important to compare pricing and terms before choosing a company to ensure you get the best deal for your needs.