Bad Credit Car Loans

Car Loans

If you’re looking for a bad credit car loan with no credit check, then you’ve come to the right place. 

Car Loan with Bad Credit in New Zealand

No Credit Check Car Finance

We specialize in helping people with bad credit get the financing they need to purchase a new or used car.

We understand that having bad credit can make it difficult to get approved for a loan, which is why we offer bad credit car loans with no credit check.

We believe that everyone deserves a second chance, and we’re here to help you get the financing you need to purchase the car you want. Some of the top car dealerships and lenders can offer you bad credit car loans with guaranteed approval

Easy Beneficiary Loan Application

Car Loans For Beneficiaries

If you’re looking for a car loan but are a beneficiary, don’t worry – there are options available to you. While most lenders will require a regular income, there are some that offer car loans for beneficiaries. This means that you can still get the car you need, even if you don’t have a regular income. So if you’re looking for a car loan but are a beneficiary, be sure to shop around and compare your options to find the best deal.

Pay Weekly Car Loans

If you’re looking for a new car but don’t have the cash to pay for it outright, then you might want to consider taking out a pay weekly car loan.

This type of loan allows you to spread the cost of your new car over a period of time, and you can usually choose to make your payments on a weekly basis.

This can make it much easier to budget for your new car, and you’ll still be able to drive it away as soon as you’ve made your first payment.



You need to bring one form of identification (this could be your valid passport, driver’s licence or community services card).

You will  also need to provide confirmation of your current address, such as a phone or power bill or statement that has proof of your current address.

If you are renting, you will need to provide a tenancy agreement. 

If you are a homeowner, bring a land or water rates demand, or a Statement of Mortgage.

You will also need a recent bank statement showing at least one month’s transactions.

If you are employed currently then you will need to provide your latest payslip. If you are unemployed then you don’t have to worry about this.

If you require a co-borrower for the loan, you will need to provide their identification and confirmation of their address as well.


Go Car Finance

One of the best car finance providers in New Zealand is Go Car. They have been rated one of the best car loan providers in New Zealand. Go car finance has built in car finance packages to suit everyone’s needs. So if you are looking to find a no hassle car loan in NZ then you should check out go car finance

Enterprise Motor Group

One of the best bad credit car dealerships is Enterprise motor group, they are happy to help you even if you have bad credit and willing to guide you through the whole process of buying a car. They also offer great deals on bad credit car finance while on benefits. 

Bad credit car loans nz

The Lending People

The lending people is one of the best places to get bad credit car finance in New Zealand. They have simple online application for vehicle finance and you’ll have your answer within 60 seconds. The good thing about the lending people is that they do the hard work for you. They will guide you in finding the right lender for your bad credit car finance even if you are on benefit in New Zealand.  

A 2 Z Cars

A2Z cars in onehunga will be able to help you buy a car even if you have really bad credit. They are one of the few bad credit car dealerships in New Zealand. If you are in need of a car fast and have really bad credit then a2z cars will be able to help. 

bad credit car finance on benefits

Getting car loans while on benefit is not hard if you have everything in order. There are companies that still offer car loans to kiwi’s who are on benefit. Make sure to do your research and get multiple quotes from different lenders before applying for car loans

“Only Borrow what you can payback.”

When getting bad poor credit car loan in New Zealand make sure to only borrow what you can payback on time. The car loan companies fees and interest rates will be very high so make sure to only get what you need. Bad credit car loans in NZ for beneficiary will be high risk for loan companies so the fees and interest rates will be exceptionally high so make sure you to ask for help from your friends and family before applying for bad credit car loans.
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