Bad credit credit card
Looking to apply for a credit card but have bad credit? Then we can help. Our team have put together information and tips on how to get a credit card even if you have bad credit in New Zealand. Its simpler than you think. We have also put together companies that offer bad credit credit cards with guaranteed approval.
WHERE TO GET CREDIT CARDS WITH BAD CREDIT IN NZ
Finding credit card providers can be hard in NZ especially if you have bad credit. We have sourced few companies that provide bad credit credit cards in New Zealand. With these companies you will be able to apply for credit cards even if you are on benefit in New Zealand.
BAD CREDIT CREDIT CARDS
To apply for credit cards while having bad credit history, you will need to provide certain things to the loan companies. We have listed some of the major things required
requirements
In order apply for a no credit check credit cards in new zealand you will have to provide few things. Most of these bad credit credit card providers will ask for these documents when applying for credit cards.
REQUIREMENTS
WHAT YOU NEED TO APPLY FOR LOANS WITH BAD CREDIT HISTORY
You need to bring one form of identification (this could be your valid passport, driver’s licence or community services card).
You will also need to provide confirmation of your current address, such as a phone or power bill or statement that has proof of your current address.
If you are renting, you will need to provide a tenancy agreement.
If you are a homeowner, bring a land or water rates demand, or a Statement of Mortgage.
You will also need a recent bank statement showing at least one month’s transactions.
If you are employed currently then you will need to provide your latest payslip. If you are unemployed then you don’t have to worry about this.
If you require a co-borrower for the loan, you will need to provide their identification and confirmation of their address as well.
COMPANIES THAT OFFER BAD CREDIT CREDIT CARDS IN NZ
GEM VISA CREDIT CARD
Gem has all the easy steps to credit card approval. With Gem you will be able to check your eligibility online and if everything checks out you will be able to get Bad credit credit cards with guaranteed approvals. With Gem you can get an answer within 60 seconds, so its fast and easy.
Warehouse Money Visa Card
Warehouse Money Visa Card is another credit card that you can apply when you have bad credit. Applications will need to show that they will be able to pay of the balance when its due. you might be able to get Unsecured-credit-cards-for-bad-credit.